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All loans provided by Accord Prêt are subject to underwriting approval, emphasizing that we are not affiliated with Payday Lending. We exclusively partner with financial service providers that are in full compliance with the laws and regulations of Canada. Our loan offerings range from $250 to $1500, featuring repayment terms from 4 to 6 months. Failure to provide minimum and maximum period for repayment The Annual Percentage Rates (APRs) associated with these loans vary between 2.99% to 29%, dependent on our partner’s assessment of the borrower’s credit profile. Failure to provide maximum Annual Percentage Rate (APR), which generally includes interest rate plus fees and other costs for a year, or similar other rate calculated consistently with local law.

Failure to display a representative example of the total cost of the loan, including all applicable fees For illustrative purposes, consider a $500 loan repaid monthly over a period of 9 months. Under these conditions, the borrower would make monthly payments of $81.15, culminating in a total repayment amount of $730.35. This total includes the cost of our partner’s optional loan protection policy. Should there be a missed payment, the lender may impose an insufficient funds fee of approximately $45, depending on their specific policies. In the unfortunate event of a loan default, the borrower’s payment plan will be terminated, and various collection methods will be initiated to recover the outstanding balance. We assure you that all debts will be pursued within the legal framework, adhering to fair collection practices.

It’s important to note that all our loans have a term that exceeds 62 days and come with an APR of 29% interest, meaning Accord Prêt is not required to secure a lending license for operation in Canada. Additionally, borrowers should be aware that brokerage and administrative fees may be applied to their loan installments. Therefore, we strongly advise all potential borrowers to read their loan agreements thoroughly to understand all applicable charges and conditions fully. Personal loans which require repayment in full in 60 days or less from the date the loan is issued. This policy applies to advertisers who offer loans directly, lead generators, and those who connect consumers with third-party lenders. WE LEND OUR OWN MONEY.

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Accord Prêt | 2024